Admired Exteriors has over 15 years experience working with insurance companies and has handled thousands of insurance claims. In many cases, we have assisted insurance companies with the identification of the damage and estimating the claim. Insurance companies typically obtain the replacement cost by multiplying the fair market value (in your area) by the amount of roofing that needs to be replaced.

With our knowledgeable and supportive staff, your mind will be at ease while we handle your claim. We know what to look for, how to process your claim, and making sure you get the funds necessary to compensate for your repairs.

Each roof and situation are different, however, your claim will be handled the same no matter what insurance company you are with. We will be happy to assist you with your claim and with any questions you may have about the process. If you already have a claim, please contact us for a free, no obligation claims assessment.

Below are some common questions consumers have about insurance claims. If you have any questions or require further assistance, please do not hesitate to contact us.

Please click on one of the questions below for more information:

1. What's the first step?

2. Who selects the roofing company?

3. Will my insurance company pay for my roof replacement?

4. Is my roof's age an issue?

5. How much of the cost am I responsible for?

6. Am I allowed to upgrade any materials used on my repair?

What's the first step?

Contact your insurance agent and advise them of the damage you have incurred. If you are unsure if you have damage, call an Admired Exteriors roofing consultant.

The roofing consultants at Admired Exteriors are very aware of the requirements of insurance providers and will work hand-in-hand with your insurance company and you to insure you fully understand all aspects during the claim process.

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Will my insurance company pay for my roof replacement?

Yes. If there is damage to your roof caused by an "act of nature" such as rain or hail, your insurance company will pay for it.

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Is my roof's age an issue?

The age of a roof does affect how much the insurance company will pay if you have an ACV (Actual Cash Value) policy.

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How much of the cost am I responsible for?

This depends on your deductible and the type of policy you have.

If you have a full replacement policy, your total cost would be the amount of your deductible. If you have an ACV (Actual Cash Value) policy, the insurance company subtracts your deductible from the total amount, then subtracts a portion for depreciation. Depending on the age of the roof (usually with an ACV policy), you end up with approximately 50% of the funds needed to replace the roof.

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Am I allowed to upgrade any materials used on my repair?

Yes. However, you are responsible for any amount over the insurance company’s quoted price. This is a great time to upgrades because the insurance company will be paying for the majority of the replacement cost. Also, if you have another “act of nature” claim, the insurance company will quote you for the higher grade of materials.

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